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Frequently Asked Questions
Common Questions Answered for your convenience.
What exactly is life insurance?
Think of life insurance as a financial safety net. It provides a lump-sum payment to your loved ones if something happens to you — helping them stay financially secure during life’s toughest moments.
What's the difference between term and whole life insurance?
Great question. Term life is like renting — it covers you for a set number of years. Whole life is more like owning — it lasts your entire life and builds cash value over time.
Can I still get life insurance if I have health issues?
Absolutely. While your options may vary, there are many plans designed to fit different health conditions. We’ll work with you to find the right path.
Why should I even consider life insurance?
Life insurance is one of the most thoughtful decisions you can make. It helps cover things like mortgage payments, debts, daily expenses, and even your child’s education — so your family can focus on healing, not bills.
How much does it cost?
Life insurance is often more affordable than people think — especially if you start young. Premiums are based on your age, health, and the type of policy you choose.
When’s the right time to buy life insurance?
The sooner, the better. The younger and healthier you are, the more coverage you can get — at a lower cost. It’s a smart move for your future self.